Budgeting: 

Understanding how to plan and manage a budget, track expenses, and prioritize spending.

 Banking Basics:

Knowing how to open and manage a checking and savings account, understanding bank statements, and using ATM and debit cards responsibly. 

 Credit and Debit:

Learning the differences between credit and debit cards, how to use them wisely, and the implications of credit card debt.

 Credit Scores and Reports:

Understanding what a credit score is, factors that affect it, and how to check and interpret a credit report.

 Saving and Investing:

Basics of saving for short-term and long-term goals, the importance of an emergency fund, and an introduction to simple investment concepts and vehicles like stocks, bonds, and mutual funds.

 Taxes:

Familiarity with basic tax concepts, how to file a simple tax return, and understanding the significance of tax deductions and tax credits.

 Student Loans and College Financing:

Knowledge of different types of student loans, the implications of taking on debt for education, and general financial aid terminology.